> ## Documentation Index
> Fetch the complete documentation index at: https://docs.murmo.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Eligibility & geo restrictions

> Some products are restricted by region and may require identity verification.

Murmo offers regulated and risk-bearing products. Access to some of them depends on where you are and
on your account's eligibility.

<Warning>
  You are responsible for complying with the laws and regulations of your jurisdiction. Do not use
  the API to access products that are not available to you where you are.
</Warning>

## What's restricted

| Product                           | Notes                                                                                                                 |
| --------------------------------- | --------------------------------------------------------------------------------------------------------------------- |
| **Perpetuals**                    | Leveraged derivatives are restricted in some jurisdictions (including the United States and OFAC-sanctioned regions). |
| **Prediction markets**            | Event-contract trading is restricted in some jurisdictions and may require identity verification.                     |
| **Spot, groups, portfolio, chat** | Generally available, subject to the same account eligibility.                                                         |

## Which endpoints enforce it

Geo restrictions apply to specific **write** endpoints. Reads are never gated.

**Enforced** (return `403` in a restricted region):

* **Perps** — `POST /perps/proposals` (open), `POST /perps/proposals/{id}/increase` (join),
  `POST /perps/positions/{assignmentId}/reduce`, and `POST /perps/proposals/{id}/close`.
* **Predictions** — `POST /predictions/proposals` (create) and `POST /predictions/proposals/{id}/predict`.

**Not enforced:** all `GET` reads; the perps `claim` endpoint; and prediction `sell`, `close`, and
`claim` — so a restricted user can still settle and exit a prediction position.

Perps uses a narrower restriction list (the US plus comprehensively OFAC-sanctioned jurisdictions);
predictions uses a broader list.

## Identity verification (KYC)

No product currently requires identity verification to trade over the API. If a product adds a
verification requirement in the future, it will be completed in the Murmo app (there is no API route
for it) and documented here.

## Funding out is in-app only

Withdrawing funds out of your wallet always requires an interactive in-app session and is never
exposed over the API. An API key can deploy your funds into positions but cannot send them to an
external address. See [Authentication](/authentication#what-a-key-can-and-cannot-do).

<Note>
  Eligibility rules are enforced at the account and product level and may change. If a previously
  working product starts returning `403`, check that your account still meets its requirements in the
  app.
</Note>